Pacifica Capital is an experienced company that endeavors to develop long term relationships with customers and vendors, by offering competitive rates with exceptional service. We can provide a full compliment of Equipment Financing and Leasing Products. Pacifica Capital controls the entire process from transaction negotiation (term, payment amount), credit and financial analysis, through execution of lease documentation and funding. In addition to direct lending capabilities, Pacifica Capital has strategic relationships with more than 20 lenders, financial institutions and investors.

What type of collateral does Pacifica Capital finance?

We are able to finance/lease almost anything. Below are some examples of types of equipment we finance.

• Broadcast Equipment
• Commercial Vehicles
• Computer Hardware
• Furniture & Fixtures
• General Office
• HVAC
• Inventory Control
• Manufacturing
• Material Handling
• Medical / Dental
• Metal Working
• Pharmaceutical/Chemical
• Photography
• Pre-press, Printing, Bindery, Baking
• Restaurant
• Software
• Surface Mount Technology
• Telecommunications
• Video/Film Production/Postproduction
• And More

Pacifica Capital Offers Customized Solutions. - We work within your specific needs and requirements, structuring the most beneficial program for your situation.

Pacifica Capital Offers Flexible Programs. - Since we have in-house funds and many additional premier funding sources across the United States, we can offer you unmatched flexibility in designing your program.

Pacifica Capital Performs. – We believe in long-term relationships built on unequaled service to you. Since we want your business, today and well into the future Pacifica Capital will always strive to benefit your company with solid lease transactions.

There are many of advantages - take your pick!

1. Increased credit availability. Conserve your bank line for immediate working capital or other operating and growth requirements
2. No compensating balances (which increases overall bank rates)
3. Fixed financing – not floating
4. Longer terms for better cash flow
5. No large deposits
6. No restrictive covenants
7. 100% financing
8. No points on loan fees
9. No blanket liens
10. No yearly clean-up periods or calling of loans
11. Competitive pricing – once other factors are considered, i.e. tax deductions, down payments, compensating balances, etc.
12. 100% Tax deductible - can expense entire payment, enabling quicker recovery of your investment
13. Software & soft costs are generally covered, including training, shipping, installation, wiring, etc. This helps current cash flow and maintains ratios.

The Pacifica Capital application is basic and simple. There are only six steps to complete your application and authorization:

1. Basic Company Information
2. Owner / Principal Information
3. Equipment Information
4. Banking Relationships
5. Credit and Major Supplier Relationships
6. Your Signature

It takes less than 10 minutes to fill out and no tax returns or receipts are needed for our Applications Only Program. Please check out our Faxable Forms.

1. Most recent internal interim statements (balance sheet and income statement).
2. One to three years audited or reviewed  financial statements including notes.  If statements are not audited or reviewed, then we will need corresponding federal tax returns.
3. Based on the strength of the information above, we may require personal financial statements and tax returns of the principals.

Pacifica Capital’s application only process is easy and simple.

1. Forward your signed application and authorization.
2. Pacifica Capital will process & underwrite your lease application by reviewing your credit history, equipment requirement, etc…
3. Your transaction will be approved (usually within 24 hours).

My company operates outside the United States. Can I use Pacifica Capital?

Yes you can. Pacifica Capital can offer finance/lease programs to firms in Canada, and many other countries. For more information, please contact us.

Will you share or sell my information?

ABSOLUTELY NOT! Pacifica Capital solely uses your information to process and evaluate your application. We do not sell, rent, or disclose your information to any other company other than our bank or underwriting source. Please check out our Privacy Policy in detail.

Can an unauthorized person view my Pacifica Capital application?

ABSOLUTELY NOT! Pacifica Capital has taken every possible precaution to protect the privacy and security of your information. Please check out our Privacy Policy in detail.